Padma Protidin Account is a unique account which will fulfill the utility of Savings as well as Current customers. Moreover, customers will receive attractive interest against different deposit slabs. The interest will be calculated daily at day-end balance and paid interest everyday. The Banking of today is becoming as frictionless and easy as possible. Considering, today’s banking anywhere/anytime and frictionless payment of deposit, an account which can work as a deposit and loan account and can provide daily interest has been conceptualized titled “Padma Protidin Account (“ পদ্মা প্রতিদিন অ্যাকাউন্ট “).
Features:
- A unique account which will fulfill Savings as well as Current account requirement
- No need to open a different current/deposit account
- Unlimited transactions allowed
- Interest calculated on day end balance and profit is credited to the account on the same day
- Attractive rate like FDR on Deposited Amount
- Profit can be withdrawn any time i.e. a customer can get the accumulated interest at any time
- Cheque Book transaction
- Slab-wise interest rate facility on deposit
| Deposit Amount |
Rate |
| Below TK. 10,000 |
0.00% |
| Tk 10,000- 5,00,000 |
3.50% |
| TK 5,00,001- 25,00,000 |
4.00% |
| More than TK 25,00,000 |
4.50% |
- Deposit Interest rate will be calculated on daily balance and paid monthly slab-wise
- First Cheque Book Free.
- Visa/Debit Card facility
* O/D facilities available.
Core Features:
- Target Segment : Age 18 and above
- Minimum Salary for OD facility (Individual) : Tk 20,000
- Minimum deposit requirement to open the account : TK 5,000
- Minimum amount required to maintain the account : Tk 500
- Waiver on Personal Loan up-to 1%
* The Bank will assess based on the loan proposal
Requirements:
- 1. National ID/Smart Card Copy
- 2. Passport Size photo (3 Copies)
- 3. Driving License/Passport copy (if available)
- 4. Salary Certificate/Trade License Photocopy
- 5. Visiting Card
- 6. E-Tin (if any)
- 7. Utility Bill Copy (Last Month)
- 8. National ID/Smart Card Copy of nominee
- 9. Minimum Deposit: BDT 5,000
